Branch Manager Job, MCB Bank Jobs, Branch Operational Manager, Credit Officer
Industry: Banking/Financial Services
Category: Accounts, Finance & Financial Services
Total Position: 35+
Job Type: Full Time/Permanent ( First Shift (Day) )
Department: Retail Banking Groups
Job Location: Islamabad, Faisalabad, Gujranwala, Hyderabad, Karachi, Lahore, Mardan, Multan, Peshawar, Quetta, Rawalpindi, Sargodha, Sialkot, Sukkur, Abbottabad, Attock, Bahawalpur, Chakwal, Dera Ghazi Khan, Gujrat, Jehlum, Jhang, Kohat, Larkana, Muzaffarabad, Nawab Shah, Rahimyar Khan, Sahiwal, Sheikhupura, Vehari, Mian Walli, Swat, Makran, Makran
Gender: No Preference
Minimum Education: Bachelors
Degree Title: Bachelors
Career Level: Experienced Professional
Work Permit: Pakistan
Apply By: May 15, 2016
Posted On: May 2, 2016
MCB is home to an exclusive group of committed and dedicated individuals. Who with their hard work, honesty, innovation and teamwork, contribute towards our success. We require qualified and motivational professionals whose work ethic is based on hard work and diligence, to fill the position of Credit Officer.
The role is responsible in handling asset / credit portfolio of the branch under the supervision of credit manager or branch manager. It assists in evaluating, screening and drafting proposals based on strict guidelines and ensures decisions are in line with the risk management policies by maintaining the turnaround time and quality of decision making to agreed standards. Provide assistance and implement sales strategies for managing asset and credit portfolio of the branch and achieving new-to-bank growth targets (increasing volume of asset portfolio) while observing strict compliance of credit manual, SBP policies, circulars, KYC / AML policies and procedures.
Selling of asset products to new-to-bank clients after evaluating financial risks and obtaining legal advice to achieve asset sales targets.
Carry out the valuation of properties for liquidation by following banks defined procedures
Commence the credit initiation process by gathering information and drafting credit proposals, to ensure credit decision making is in line with credit policies, SBP, Prudential Regulations and overall business objectives.
Prepares credit approvals for customer by ensuring credit applications are correctly prepared in accordance with the banks policies.
Ensures there is no security shortfall and the credit proposal is complete for disbursement of all finances as per credit manual / circulars.
Monitors performance through MIS reports and presents results to management at regular intervals for watch list accounts with follow-ups for recoveries & handling of classified finances by issuing legal notices.
Timely preparation & submission of all required credit statements & CRMIS data to improve the credit process and provide marketing support to credit products.
Balancing of all related GL heads & books to ensure the balances are in line with the number of transactions done.
Please carefully provide updated contact details i.e. Name address, phone No, and email address etc. for future correspondence.
Keep visiting your email Inbox/MCB website for further updates.
Only short listed candidates will be intimated through Calls / SMS / e-mail for interviews.